Compass For Your Car
Compass For Your Car
I need car advice! What should I do? For {$keyword}

My husband and I bought a brand new SUV last year and it was our first time buying. We didn’t know what to do and pretty much paid sticker price for it (we hate bargaining and don’t know how to do it). Now it would be nice to have a smaller SUV (like the Jeep Compass or Hyundai Tuscan or even something used) and have a smaller car payment so that we could actually save some money.

Our SUV right now is Toyota. Do you think we could go somewhere like Jeep or Hyundai and they would pay our negative equity (about $5000) and then sell us another smaller SUV? What are your opinions? Is this a smart move or not?

You are better to continue on where you are. Whatever you buy an additional $5000.00 will be added to your contract, which you will pay interest on. Your payment may be less but you will now be driving this vehicle for nearly four years.

IF the insurance on your new vehicle would be less, IF the gas mileage is better, IF the contract interest rate is better and IF you could live with your new vehicle for four years and the end result is less monthly outgo (less insurance, less gas, less car payment) and this accomplishes something for you you may want to do it. If your objective is saving a little money every month, if you have not already, look at all of your monthly spending and see what you could change. Also, f you do not have a budget, consider doing and FOLLOWING one, you will probably find money to save there.

Also,email me at crn@thebestdealofyourlife.com and I will send you my eWorkBook, a gift to you, “thebestdealofyourlife”. I assure you that you will never be a “novice” buyer again.

Best to you, Chuck

http://www.thebestdealofyourlife.com

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